October 12, 2017 – Professional Liability Insurance and You, Staff are encouraged to obtain Liability Insurance especially staff that work in critical areas especially in the Special Housing Unit, R&D, and Visiting Room areas. Although the Union represents staff, this representation does not cover Criminal matters. Coverage begins on the day you initiate your policy, they do not cover events that happen prior to purchasing coverage. Consider the cost of liability insurance of $350 – $400 a year with a coverage of two million dollars, versus an out of pocket retainer of an average of $5000-$7000, with additional fees for court appearances of $10,000.
Two companies available to staff are Starr Wright USA, WrightUSA.com, 1-800-424-9801 and Federal Employee Defense Services, Fedsprotection.com, 1-866-955-FEDS. Both companies offer similar services and plans with options for coverage in “off-duty” events, which the Bureau of Prisons does not cover you on. You can be reimbursed up to 50% of the yearly cost by Submitting Standard Form 1164 to Human Resources. The promotional material and SF1164 are available on the VIX Union Folder on the facilities intranet.